💰 Money & Modern Life

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📱 Digital Payments & Tracking Money

Added: 2026 • Level: Pre-Intermediate to Intermediate

Tap. Scan. Transfer. Money now moves faster than we can track it. This collection helps students talk about modern money — from cashless shops to budgeting apps — with vocabulary like contactless, mobile wallet, transaction, transfer, statement, subscription, set a limit, overspend, and budgeting app. Highlights include a dialogue that uncovers a mystery “Purrfect Yoga” subscription, a causative-grammar role play between an accountant and a salesperson, chart-reading on how the world will pay by 2030, and a Talk Zone of everyday payment scenarios — Splitting a Bill, Sending Money Abroad, and a Card That Gets Declined.

💹 Finance Language Workout

Added: September 2026 • Level: Intermediate • Test Prep Series (T1–T6) with audio

Interest rates up for the third consecutive time. Earnings up eight percent. A bank message telling you to stay on the line. Financial English arrives as news bulletins, adverts and meetings, and this test-prep workout trains students to catch all three. Vocabulary includes cash flow, balance sheet, payroll, earnings, funding, volatile, cash-strapped, price hikes, track record, allot, and outweigh, with an extra set for recession, assets, fraud, and accrue. Students work through an audio visual vocabulary sheet and quiz, a word-building focus on suffixes (profit, profitable, profitably), a listening on five types of talks from a recorded bank message to a business meeting, a reading on understanding tone in customer emails, and a seven-part mini-test in the TOEIC style.

👟 The True Cost of Your Sneakers

Added: 2026 • Level: Intermediate to Upper-Intermediate

A $100 pair of sneakers costs about $25 to make. So where does the rest go — and could those factory jobs ever come home? This lesson digs into globalization, automation, and the push to bring manufacturing back, with vocabulary like labor, wages, workforce, offshoring, reshore, automation, robotics, reduce costs, boost efficiency, infrastructure, and unethical. Students work through a dialogue debating cheap imports versus bringing production home, a passive-voice role play between a reporter and a YouTube host, a “$100 sneaker” cost-breakdown flow chart that follows the money from an Asian factory to the U.S. shelf, and Talk Zone job cards (Robotics Engineer, Footwear Designer, Sewing Operator).

🏠 Cost of Living & Finances

Added: 2026 • Level: Pre-Intermediate to Intermediate

Rent’s up. Groceries are up. And payday still feels far away. Students build the everyday language of getting by — earning, spending, saving, and stretching what’s left — with vocabulary like budget, rent, utilities, expenses, income, savings, debt, loan, affordable, broke, and run out. Highlights include a roommates role play about splitting rent and utilities, a budget-breakdown chart for a young professional, critical-thinking sets on what to do when money is tight, and Talk Zone scene cards (Worried About Bills, Budgeting Success, Splitting the Bill) plus a giving-advice menu for saving money and cutting bills.

📈 Finance for Business

Added: 2026 • Level: Intermediate to Upper-Intermediate

Revenue is climbing — so why does the profit margin keep shrinking? This set of activities takes students inside how companies handle money, from reading a balance sheet to surviving a downturn, with vocabulary like revenue, profit margin, expenses, funding, balance sheets, cash-strapped, recession, volatile, fluctuate, secure, and fraud. Students work through a present-perfect role play between a finance manager and an operations manager prepping for a board meeting, a stacked bar chart tracking a café’s quarterly results, critical-thinking sets on funding and running a small business, and Talk Zone scenario cards (Coffee Shop Owner, Tech Startup Founder, Investment Advisor).

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